YOUR FINANCIAL ADVISOR FOR DIVORCE
Helping you
prepare for navigate recover from
a divorce, financially
As Certified Divorce Financial Analyst ® (CDFA®) professionals, we are dedicated to securing your financial future and ensuring that you make informed decisions before, during, and after a divorce. Now available to work in ALL 50 states!
HOW YOU BENEFIT
We are your go-to financial expert throughout the entire divorce process.
With decades of experience and through our divorce financial planning services we will help you: understand your property division options, including retirement and pension plans; get a fair spousal and child support settlement; split the house equitably; and avoid tax issues.
We can even help you mediate your case, should you choose.
Peace of Mind
You’ll have peace of mind knowing that your settlement is financially feasible and fair.
Objective Viewpoint
We provide an objective viewpoint to help you make practical decisions during such an emotional situation.
Expert Advice
With 20+ years of experience, you’ll receive expert advice about your unique financial needs.
AS SEEN IN
WHERE WE CAN HELP
Our Areas of Expertise
We’ll walk you through the process then provide you with data to help in your decision when choosing a settlement. Our services are available virtually in all 50 states.
Personal vs. Marital Property
Understanding and dividing marital assets and debts.
Valuing and Dividing Property
Assessing the value of what you own together, and making a fair split.
Retirement Plans and Pensions
Managing and dividing retirement accounts.
Spousal and Child Support
Calculating fair support arrangements.
Splitting the House
Understanding your options like buyout, sell-and-split or joint ownership.
Tax Problems and Solutions
Navigating the tax consequences of divorce decisions.
GET STARTED
Book Your FREE Consultation
In this complimentary (and confidential) call, we’ll work to gain an understanding of where you are with your divorce, how amicable it will be, discuss where we can best support you, and learn about your goals post-divorce. Then, we will provide you with clear next steps and outline how we can assist you in completing them.
There’s no obligation or cost for this discussion, either.
Let us help you address the unique financial issues around divorce with data that can help you achieve a more equitable settlement and make informed financial decisions.
Through the financial analysis process, a CDFA® professional can help you think through the real cost of divorce and develop a realistic picture of your financial situation as you transition to a new lifestyle. Read more about the work we do here.
Certified Divorce Financial Analysts ® (CDFA®) professionals abide by a code of ethics, are subject to a disciplinary board, and complete 30 hours of continuing education every two years.
- We produce powerful case exhibits in the form of reports and graphical representations.
- We offer professional support, assuring your financial bases are covered.
- We provide a rock-solid personal financial analysis for your future.
- We make sure you understand the financial impacts of different settlement proposals.
- We are available to work with you in all 50 states.
MEET OUR FOUNDER
Jamie M. Lima
MBA, CFP®, CDFA®, Certified Mediator
After watching my parents go through a divorce at a young age, and going through a tremendously expensive and emotionally-draining one myself in 2017, I launched Allegiant Divorce Solutions as a sister company to my traditional financial planning firm.
I recognize the challenges people face as they decide how to handle their finances relating to divorce. My parents struggled and it was challenging for me, too. Looking back, there were mistakes I made during my own divorce that could have been avoided had I had the support of a Certified Divorce Financial Analyst ®.
At present, armed with this ever-growing knowledge and almost 20 years of financial planning experience, I am dedicated to helping my clients navigate the complex aspects of divorce and gain a fair settlement, with much less stress.
Going through a divorce? You can be broken up, but don't have to end up broke(n)! This podcast is for those considering divorce or in the midst of it, and will empower you to take control of your finances throughout the process.
DON'T JUST TAKE OUR WORD FOR IT
Here's what our clients say about us.
Disclaimer: All testimonials have been provided by real clients. No client was compensated for providing these testimonials.
@wakinginweed
(via Instagram)
Ultimately, I’m now able to release the outcome because with your help, I know I’ve truly done everything in my power to fight for a fair and equitable financial outcome. Thank you for what you do!! Messy business for sure (so it’s thrilling to be able to hand this off to an expert). 😍👏 […]
Like I mentioned on our call, I haven’t seen your expertise talked about in the “divorce communities” I’m in yet, so I’m thrilled to get the word out (especially in the communities where financial abuse has occurred as a means of coercive control or DV). Sending in my agreement shortly and can’t wait to get going! I can’t even begin to describe how empowered I feel now. 👏😍🙌❤️
Jamie Lima was worth his weight in gold during the difficult divorce mediation. Going into the negotiations knowing exactly where we stood financially made my part so much easier.
Gwendolyn S.
Kate G.
In the most difficult time of my life, I found myself in a divorce. I had emotional support but needed someone to sort out the asset division and it was initially overwhelming. Even before hiring a lawyer, I quickly found out I would need to submit mine and my soon to be ex‘s financials to a neutral party to create a document outlining community and separate property. This would allow us to attend our mediations prepared and hopefully settle our divorce out of court.
We found Jamie and Allegiant Divorce Services and immediately felt at ease about the process. He uses a safe and secure document portal which allowed us to securely submit what he needed to create a report for us.
Hiring Allegiant Divorce Services was the first time I felt productive in this divorce process. He communicated in a timely manner and met with us on zoom, always eager to make sure we had our questions answered. Upon receiving Jamie’s final documents outlining and totaling our assets, we finally feel prepared to move forward with our divorce. Because of the training and certification Jamie has, he is also able to be a legal expert witness if it does go to court.
I highly recommend Allegiant Divorce Services!
Jamie was a wealth of knowledge, and was able to explain how to begin the process of restoring your financial health after a divorce to our audience in a really concise and relatable manner.
A great person to work with, can’t recommend enough!
Elena K.
EXTRA INFORMATION FOR YOU
Frequently Asked Questions
Whether you’re searching for a certified divorce financial planner near you, or perhaps coined it as certified divorce planner, financial advisor divorce specialist or divorce financial consultant, you found us and we’re here for you.
What is a Certified Divorce Financial Analyst ® (CDFA®)?
A Certified Divorce Financial Analyst ® (CDFA®) is a financial professional who specializes in analyzing and providing financial information for individuals going through divorce. They help clients understand the financial implications of various settlement options, including asset division, support payments, and tax considerations.
Why should I work with a Certified Divorce Financial Analyst ® during my divorce?
Working with a CDFA® during divorce ensures that you receive comprehensive financial guidance tailored to your specific situation. A CDFA® can help you understand the long-term financial impacts of your divorce settlement options, empowering you to make informed decisions that align with your financial goals.
What services does a Certified Divorce Financial Analyst ® provide?
A CDFA® provides a range of services, including analyzing assets and liabilities, evaluating the tax implications of various settlement options, projecting future financial scenarios, and assisting in the equitable division of marital property. They also offer guidance on budgeting, cash flow analysis, and post-divorce financial planning.
How much does the service of a Certified Divorce Financial Analyst ® cost?
Our fees are transparent and based on the complexity of your case. You can check our detailed list of divorce financial planning services and pricing for more information.
Do you have any Certified Divorce Financial Analyst ® near me?
Our divorce services are available virtually across all 50 states, ensuring that you can receive the expert guidance you need, regardless of your location.
How can a Certified Divorce Financial Analyst ® help me navigate complex financial issues during divorce?
A CDFA® helps you navigate complex financial issues by providing clarity and insight into your financial situation. They identify and analyze financial assets, debts, and liabilities, assess the tax consequences of different settlement options, and offer strategies to achieve equitable distribution and financial security post-divorce.
If you’d like to learn more about the process before our free strategy session, you can check out our process maps here.
What are the differences between a Certified Divorce Financial Analyst ® (CDFA®) and an attorney in the context of divorce?
While both professionals play crucial roles in divorce proceedings, they bring different expertise and focus areas to the table:
Attorney:
- Attorneys specialize in legal matters and represent clients in divorce proceedings.
- They provide legal advice, negotiate settlements, draft legal documents, and represent clients in court if necessary.
- Attorneys focus on ensuring that clients’ legal rights and interests are protected throughout the divorce process.
Certified Divorce Financial Analyst ® (CDFA®):
- CDFA® professionals specialize in analyzing and advising on the financial aspects of divorce.
- They assess the financial implications of various settlement options, including asset division, support payments, and tax considerations.
- CDFA® professionals help clients understand their financial situation, make informed decisions, and achieve equitable and financially sustainable divorce settlements.
Key Differences:
- Attorneys focus on legal representation and advocacy.
- CDFA® professionals specialize in financial analysis and planning specific to divorce.
While attorneys handle legal matters, CDFA® professionals offer specialized financial analysis and guidance. Collaboratively, these professionals help clients navigate the legal, financial, and tax aspects of divorce, ensuring a comprehensive approach to achieving fair and equitable settlements.
How does working with a Certified Divorce Financial Analyst ® differ from working with an attorney or mediator?
CDFA® professionals specialize in the financial aspects of divorce and provide analysis and guidance while mediators facilitate communication and negotiation between divorcing spouses to help them reach agreements collaboratively. Both professionals play valuable roles in helping couples navigate the divorce process effectively and minimize conflict. Here at Allegiant, we do both.
Check out our divorce mediation service to learn more.
When is the best time to involve a Certified Divorce Financial Analyst ® in the divorce process?
Ideally, it’s best to involve a CDFA® early in the divorce process, even before discussions about settlement begin. By having a clear understanding of your financial situation from the outset, you can make informed decisions and strategize effectively for your financial future.
How can a Certified Divorce Financial Analyst ® (CDFA®) help me plan for my financial future after divorce?
A Certified Divorce Financial Analyst ® (CDFA®) can assist you in creating a comprehensive financial plan tailored to your post-divorce needs and goals.
They help you understand your current financial situation, including assets, liabilities, income, and expenses. By analyzing various settlement options and considering long-term financial implications, a CDFA® helps you make informed decisions that support your financial well-being after divorce.
They provide guidance on budgeting, saving, investing, retirement planning, and other financial matters to help you achieve financial stability and security in your new life chapter.
Working with a CDFA® empowers you to plan for the future with confidence and peace of mind.